Who Manages Your Finances If You're Suddenly Unable To? DC's Default May Not Be Who You'd Choose

DC Durable Power of Attorney — properly executed and accepted by DC institutions and federal agencies

Washington DC's Durable Power of Attorney statute (DC Code § 21-2081 et seq.) governs how financial and legal authority is delegated when you can no longer manage your own affairs. Without a properly executed DC DPOA, your family has no legal authority to act on your behalf.

The alternative is court-supervised guardianship or conservatorship in DC Superior Court — a process that takes months and costs thousands. Over a 5-year incapacity period, the cost of no POA can exceed $50,000 in court costs and legal fees alone.

Without a DC POA — Court-Supervised Guardianship Means
  • Initial legal fees: $5,000–$15,000 to file and obtain the court appointment
  • Annual accountings filed with DC Superior Court every year
  • Court supervision of every major financial decision your guardian wants to make
What It Covers

Scope of a DC Durable POA

Financial Management
Bank accounts, investment accounts, bill payment
DC Real Estate
Managing, selling, or refinancing DC real property
Federal Benefits
Social Security, Medicare, federal retirement (note: TSP requires separate TSP-9 form)
Business Operations
Managing business interests, signing contracts
Tax Filings
Filing DC and federal tax returns, responding to IRS notices
The Path Forward

Four Steps to a Properly Executed DC POA

1
Consultation — Agent, Scope, and Springing vs. Immediate
We discuss who should serve as your agent and backup agent, which powers to grant, and whether you prefer an immediate or springing DPOA (effective upon incapacity).
2
Drafting — DC Code § 21-2081 Compliant
We draft your DC Durable Power of Attorney with explicit authorities and exclusions, fully compliant with DC Code § 21-2081 et seq. and accepted by DC banks and agencies.
3
Execution — Signed Before a Notary
We coordinate the signing before a notary public, ensuring full compliance with DC's execution requirements — so no institution can reject the document when it's needed.
4
Distribution — Notify DC Banks and Federal Agencies
We advise which DC institutions, federal agencies, and Medicaid programs to notify — and how to register your POA so it works immediately when your agent needs to act.
Your Attorney

Estate Planning Counsel

SV
Sunil Varghese
Georgetown Law  ·  Partner, Estate Planning
New York Bar DC Bar Maryland Bar
Sunil drafts DC DPOAs from our 1700 K Street NW office that DC banks, the DC government, federal agencies, and real estate companies accept. He advises specifically on federal employee TSP situations and supplemental agency authorizations.
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Common Questions About DC Powers of Attorney

What does a DC Durable Power of Attorney cover?
A DC DPOA covers financial management (bank accounts, investments, bill payment), real estate (managing, selling, refinancing DC property), government benefits (Social Security, Medicare, federal retirement), business operations, and tax filings. It does NOT cover medical decisions — those require a separate Healthcare Proxy.
Can my DC POA cover my federal TSP account?
Your TSP account cannot be managed under a general durable POA — it requires specific agency authorization forms (TSP-9 for TSP accounts). We advise on both your POA and the supplemental agency forms required for federal benefits.
What happens without a DC POA if I become incapacitated?
DC residents who become incapacitated without a DPOA require court-supervised guardianship or conservatorship — a process filed in DC Superior Court that takes months and costs thousands. For federal employees with TSP accounts, family members may have no legal authority to access retirement assets during incapacity.
When should I review or update my DC POA?
Review your POA when you move from another state to DC, when you get married or divorced, when your agent becomes unavailable, when more than 5 years have passed since you signed it, or when you acquire new DC real estate or business interests.

Ready to protect yourself from incapacity in DC? Schedule your DC POA consultation or browse our estate planning FAQ.

Estate Planning Notice: Estate planning laws vary by state and change frequently. This website provides general information only and does not constitute legal advice. A consultation with an attorney licensed in your state is required for legal advice tailored to your situation. Wills and trusts must be executed in accordance with state law or they may be invalid. The information on this site does not create an attorney-client relationship.